CashFast Finserv Digital Lending Platform
End-to-end lending technology for CashFast Finserv — digital applications, e-KYC workflows, and RBI-aligned operations on the cloud.
Client: CashFast Finserv
Visit websiteThe challenge
CashFast Finserv needed to move beyond manual underwriting and fragmented tools as loan applications grew. The team required RBI-aligned audit trails, faster eligibility checks, and a borrower experience that worked reliably on mobile.
Our approach
Facto IT delivered a modular lending platform on AWS with role-based workflows, integrated e-KYC and bureau checks, document automation, and a lender dashboard for exceptions. Security controls included encryption at rest, activity logging, and separated UAT and production environments.
Architecture
Modular services for application intake, eligibility orchestration, document handling, and lender exception queues on AWS with separated UAT and production.
Security
Encryption at rest, activity logging across underwriting and disbursement, role-based lender access, and environment isolation for audit-ready operations.
Measurable results
- 38% faster loan disbursal from application to approval
- RBI-ready audit logs across underwriting and disbursement
- 94% digital completion rate on the mobile borrower journey