Client · Fintech
CashFast Finserv Digital Lending Platform
End-to-end lending technology for CashFast Finserv — digital applications, e-KYC workflows, and RBI-aligned operations on the cloud.
NBFC focused on accessible retail lending in India
Client: CashFast Finserv
Visit websiteThe challenge
CashFast Finserv needed to move beyond manual underwriting and fragmented tools as loan applications grew. The team required RBI-aligned audit trails, faster eligibility checks, and a borrower experience that worked reliably on mobile.
Our approach
Facto IT delivered a modular lending platform on AWS with role-based workflows, integrated e-KYC and bureau checks, document automation, and a lender dashboard for exceptions. Security controls included encryption at rest, activity logging, and separated UAT and production environments.
Measurable results
- 38% faster loan disbursal from application to approval
- RBI-ready audit logs across underwriting and disbursement
- 94% digital completion rate on the mobile borrower journey